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EXECUTIVES & CONCENTRATED STOCK · NEW YORK CITY

Turn Your Equity Into
Long-Term Opportunity.

We help executives navigate concentrated stock positions with thoughtful strategies to reduce risk, diversify wealth, and support your financial goals.

HOW WE HELP EXECUTIVES

Strategies for Complex Equity Decisions

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Concentrated Stock Positions

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Diversification Strategies

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Tax-Efficient Planning

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Liquidity Solutions

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Risk Management

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Wealth Continuity

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MAKE INFORMED DECISIONS

Balance Today’s Opportunities With Tomorrow’s Goals

We analyze your equity compensation, vested and unvested shares, and liquidity needs to create a personalized plan that helps you manage risk, minimize taxes, and build lasting wealth for you and your family.

​A CLEARER PATH FORWARD

Four Steps to a More Confident Future

Our process is designed to simplify complex equity decisions and align them with your broader financial plan.

01

Understand Your Situation

We review your equity compensation, holdings, and goals.

02

Analyze Your Options

We model different strategies to assess tax impact, risk, and potential outcomes.

03

Create a Customized Plan

We develop a clear, actionable strategy aligned with your financial priorities.

04

Implement and Revisit

We help you take action and review your plan regularly as your situation evolves.

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YOUR EQUITY, A STRONGER TOMORROW.

Build Wealth Beyond a Single Stock

Reduce concentration risk, take advantage of strategic opportunities, and create a more diversified and resilient financial future.

Common questions

What you need to know before we talk.

Straight answers to the questions most HNW families ask before reaching out.

  • The primary risk is a lack of diversification, meaning a significant portion of your net worth is tied to the performance of a single company. If that company experiences financial difficulties, regulatory issues, or market downturns, your portfolio could suffer severe, unmitigated losses. Additionally, if you work for the company, both your income and your savings are exposed to the exact same risks.

  • You should consider diversifying if the stock makes up more than 10% to 15% of your total net worth. Other critical times to diversify include when you are approaching retirement and need to reduce volatility, when you have upcoming major expenses (like purchasing a home or funding tuition), or immediately after a large block of shares vests.

  • Tax minimization strategies include holding shares for over a year after vesting or exercising to qualify for lower long-term capital gains rates. You can also utilize tax-loss harvesting to offset your gains with losses from other investments, spread the sale of shares across multiple tax years to manage your tax bracket, or donate highly appreciated shares to a charitable entity like a Donor-Advised Fund (DAF).

  • Yes. Comprehensive equity planning includes mapping out vesting schedules, modeling the tax implications of exercising Non-Qualified Stock Options (NQSOs) versus Incentive Stock Options (ISOs), and determining the most strategic times to sell Employee Stock Purchase Plan (ESPP) and Restricted Stock Unit (RSU) shares to fund your broader financial goals.

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